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Strengthen Housing. Expand Opportunity. Empower Residents.

Formally Known as Niruu

Digital Infrastructure
For Housing Stability

We provide secure, scalable tools that strengthen resident stability, expand financial opportunity, and improve long-term community outcomes.

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Partners

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About Us

We equip cities and housing authorities with secure, digital rent-reporting infrastructure that strengthens housing stability, expands opportunity, and measures impact. Residents onboard at no cost. While we handle reporting, compliance, and analytics.

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How it works

How It Works

We enable cities and housing authorities to deliver secure rent reporting, strengthen resident stability, and measure community outcomes.

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01. Partner & Onboard

We integrate with local governments and housing programs.

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02. Connect Residents

Partners enroll residents directly into our platform.

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03. Report & Measure

We report securely to credit bureaus and track community impact.

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Trusted By

Trusted By

Trusted by local governments, housing authorities, and community partners to strengthen stability and opportunity

Local Governments

Local Governments

Providing secure digital infrastructure that improves housing stability and resident financial resilience.

Housing Authorities & Agencies

Housing Authorities & Agencies

Enrolling residents directly into our platform, simplifying credit access and compliance.

Community Partners

Community Partners

Supporting long-term financial inclusion by connecting residents to tools that build credit and stability.

Testimonials

What Our Partners & Residents Say

Our mission is to empower local governments, housing programs, and residents with tools that strengthen financial resilience

I didn't have a credit score before, but after just a few months of rent reporting, I was able to qualify for my first credit card. It's so easy and stress-free!

Samantha
Samantha, 22, USA
Student (Off-Campus Renter)

This service gave me a chance to build credit without taking on debt. My score went up 65 points in 6 months — now I'm approved for a car loan!

Jose
Jose, 34, Philippines
Low-Income Housing Resident

Working with them has been a game-changer for our residents. Rent reporting helps people access better financial opportunities and supports our housing initiatives.

Linda M.
Linda M., USA
Housing Program Director, USA

Pricing

Built for Residents Powered by Cities

Residents access rent reporting at no cost. Cities and housing authorities partner with us to scale impact and strengthen stability.

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City Partnership Program

For cities strengthening housing stability and financial resilience.

Let's Talk
Reports Positive payments only.
Reports to Experian®, TransUnion®, and Equifax®.
Bulk onboarding support.
Report up to 24 months of rent history for maximum credit impact.

FAQ

Need Help? We've Got Answers.

How does Zenith work with cities and housing authorities?

Zenith partners directly with cities and housing authorities to deliver secure rent reporting. Residents are enrolled through city partnerships, and their on-time rent payments are reported to the major credit bureaus. Cities benefit from improved resident stability and measurable community outcomes without needing to manage or maintain additional technology.

Does it cost anything for cities or residents?

How do residents get enrolled?

How do cities measure impact?

How is resident data kept secure and compliant?